CT HB05041

Office of Policy and Management must study feasibility of establishing "Connecticut Option program" to reduce health insurance premiums, with interim report due January 15, 2027 and final report due January 31, 2028

Health plans issued or renewed after January 1, 2027 must offer FDA-approved generic drugs and biosimilars at lower cost-sharing than brand-name reference products when the generic/biosimilar has a lower wholesale acquisition cost

Small businesses with fewer than 50 employees that adopt individual coverage health reimbursement arrangements (ICHRAs) may claim tax credits up to $1,000 per covered employee for their first two years, with total credits capped at $5 million annually

Hiring parties may contribute to portable benefit accounts for 1099 workers to purchase health insurance, with written opt-in/opt-out provisions required

Covered Connecticut program administration transfers from Office of Health Strategy to Department of Social Services, with dental and nonemergency medical transportation services available starting January 1, 2027 and in-network requirements taking effect January 1, 2028