CT HB05127

Health care and veterinary providers prohibited from advertising, marketing, soliciting, or offering medical credit cards to consumers beginning January 1, 2027, including using their name, brand, or logo on related websites or QR codes

Providers cannot receive financial incentives for promoting medical credit cards or assist consumers in acquiring them, including helping complete applications or submitting applications on their behalf

Providers cannot charge medical credit cards for services before they are provided, or for services covered by insurance, Medicare, or HUSKY Health unless specific disclosures are made to consumers beforehand

Ancillary products sold with medical credit cards require separate written consumer consent, and providers must accept returns with full refunds within 30 days (unless products are used or damaged)

Violations constitute unfair or deceptive trade practices under Connecticut law; the Commissioner of Consumer Protection may adopt implementing regulations