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CT SB00302

Bill

Status

Introduced

2/26/2026

Primary Sponsor

Banking Committee

Click for details

Origin

Senate

2026 General Assembly

AI Summary

  • Modifies the Community Reinvestment Act (CRA) rating threshold that triggers additional review requirements from any rating other than "outstanding" to only ratings of "needs to improve" or "substantial noncompliance"

  • Reduces the automatic approval timeframe for eligible bank branch applications from 12 business days to 5 business days after the comment period expires

  • Requires entities with poor CRA ratings to submit plans demonstrating how they will meet banking needs of all community residents, including low-income and moderate-income residents

  • Plans submitted for commissioner review must be made available for 30 days of public inspection and comment, with notice published in the department's weekly bulletin and local newspapers

  • Effective date: October 1, 2026

Legislative Description

An Act Revising Various Provisions Relating To Certain Approvals By The Banking Commissioner And Connecticut Bank Branch Applications.

Last Action

Referred to Office of Legislative Research and Office of Fiscal Analysis 03/23/26 12:00 PM

3/16/2026

Committee Referrals

Banking2/26/2026

Full Bill Text

No bill text available