DE HB223

Authorizes insurers to deliver notices and documents electronically (via email or posting on electronic networks) instead of by mail, provided the method complies with Delaware's Uniform Electronic Transactions Act

Requires insurers to obtain affirmative consent from policyholders before sending electronic communications, with clear disclosure of the right to receive paper copies, withdraw consent, and the hardware/software requirements for access

Mandates that insurers notify parties if hardware or software requirement changes could prevent access to electronic documents, and allows parties to withdraw consent without penalty in such cases

Applies to all insurance transactions under Title 18 and motor vehicle insurance notices under Title 21, Section 2118, and extends to regulatory filings with the Delaware Department of Insurance

Preserves existing electronic consent arrangements established before the act's effective date, requiring insurers only to notify those parties of documents that may be delivered electronically and their right to withdraw consent