DE SB48

Adds new § 509 to Title 6, Chapter 25 of Delaware Code prohibiting persons from making, using, or causing deceptive or fraudulent records, documents, or statements in support of foreclosure actions on real property.

Prohibits false statements about loan modification offers, borrower payment history, mortgage assignment validity, creditor status as record holder, or creditor compliance with Delaware Code or court rules.

Grants the Attorney General enforcement authority under Chapter 25 of Title 29 and §§ 2511-2527 and 2531-2536 of Title 6.

Establishes civil penalties of up to $10,000 per willful violation, with an additional $10,000 per violation if the violation targets an elderly person or person with a disability; each day of continued violation counts as a separate violation.

Effective upon enactment; defines willful violation as conduct the party knew or should have known was prohibited.