DE SCR13

I appreciate your request, but I notice there's a discrepancy. You've asked me to summarize "SCR13" with a title about non-motorized travel connections, but the full text provided is actually Senate Bill No. 83 from Delaware's 146th General Assembly, which addresses judicial procedure, fiduciary relations, insurance, and property law.

Here's a summary of the actual bill text provided (SB 83):

• Exempts life insurance contracts and annuity contracts from execution or attachment processes, similar to retirement plan asset protections under Internal Revenue Code § 1035(b).

• Clarifies that "wrongdoing" in fiduciary contexts means malicious conduct or conduct designed to defraud or seek an unconscionable advantage.

• Allows tenancy by the entireties property held in revocable trusts to retain that character and protects it from creditor claims, even when spouses transfer interests to different trusts.

• Authorizes trustees to appoint trust principal to second trusts for beneficiaries, including provisions for open classes of beneficiaries and marital deduction requirements.

• Establishes notice procedures for trust communications via mail, email, facsimile, or electronic transmission with beneficiary consent, and effective August 1, 2011.