DE HB272

Adds definitions for "Group capital calculation instructions," "NAIC," "NAIC liquidity stress test framework," and "Scope criteria" to Delaware's insurance holding company registration law.

Requires ultimate controlling persons of registered insurers to file annual group capital calculations and liquidity stress test results in accordance with NAIC standards, with certain exemptions for smaller or foreign-supervised insurance holding company systems.

Establishes new standards for affiliate transactions when an insurer is in hazardous financial condition, including allowing the Commissioner to require deposits or bonds, ensuring insurer data and records remain the insurer's property, and protecting insurer funds held by affiliates.

Permits the Commissioner to require affiliate service agreements to include consent to jurisdiction in supervision, seizure, conservatorship, or receivership proceedings for essential services.

Designates group capital calculations and liquidity stress test results as confidential regulatory tools, prohibiting public disclosure or misleading comparisons, with limited exceptions for rebutting materially false statements.