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DE HB321

Bill

Status

Passed

6/14/2022

Primary Sponsor

William Bush

Click for details

Origin

House of Representatives

151st General Assembly

AI Summary

  • Expands the Insurance Commissioner's authority to disapprove insurance policy forms that encourage misrepresentation to all lines of insurance, not limited to life and health policies.

  • Adds ground for disapproval if an individual health insurance policy contains any unjust, unfair, or inequitable provisions or if benefits are unreasonable in relation to the premium charged.

  • Allows the Commissioner to deny policy forms across all insurance types if they contain provisions encouraging misrepresentation, previously limited to life and health insurance.

  • Makes technical corrections to Delaware Code Title 18 regarding insurance policy form filing requirements and Commissioner disapproval standards.

Legislative Description

An Act To Amend Title 18 Of The Delaware Code Relating To Disapproval Of Insurance Policy Forms.

Last Action

Signed by Governor

6/14/2022

Committee Referrals

Banking, Business & Insurance3/15/2022
Economic Development/Banking/Insurance & Commerce3/3/2022

Full Bill Text

No bill text available