DE HB274

Requires all health insurance plans in Delaware (individual, group, blanket, and Medicaid) to cover at least one early peanut allergen introduction dietary supplement and one early egg allergen introduction dietary supplement when prescribed to infants by a health-care practitioner.

Mandates coverage be provided at no cost to covered individuals, with no deductibles or cost-sharing amounts required for these supplements.

Defines covered supplements as dietary products containing infant-safe peanut or well-cooked egg protein prescribed to children under age 1 to reduce the risk of developing food allergies.

Exempts accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, disability income, and other limited benefit policies from coverage requirements; provides limited exemptions for catastrophic and high deductible health plans.

Applies to all policies, contracts, or certificates issued, renewed, modified, altered, amended, or reissued on or after December 31, 2025.