DE SB139

Allows injured individuals or their attorneys to notify their underinsured motorist insurer of settlement offers from at-fault motorists' liability insurers by certified mail or email.

Requires underinsured motorist insurers to respond within 60 days with either written consent to the settlement or written refusal with good faith reasons.

Permits injured individuals to accept liability insurance settlement offers and execute releases without prejudice to underinsured motorist claims if the insurer consents or fails to respond within 60 days.

Prevents underinsured motorist insurers from denying coverage based on the existence of other liability insurance when they consent to or fail to timely respond to settlement notices.

Clarifies that underinsured motorist insurers can still raise liability and damages issues in subsequent actions, and that no insurer consent is required to establish validity of underinsured motorist coverage claims.