DE SB184

Prohibits homeowner's and private passenger motor vehicle insurers from using data related to non-pending arrests, charges, or indictments that do not result in conviction when underwriting policies

Bars insurers from considering convictions, arrests, charges, or indictments that are unrelated to fraud or the specific type of risk being insured

Prevents insurers from using driver's license suspensions or revocations for non-driving-related reasons in underwriting decisions

Restricts insurers from canceling or refusing to renew auto policies based on felony convictions unless the felony relates to fraud or the type of risk being insured

Applies to all policies issued or renewed 12 months after the bill's enactment into law