DE SCR111

Establishes the Automobile Insurance Reform Task Force to address rising automobile insurance costs in both private passenger and commercial markets

Task Force must develop a set schedule of medical expenses or medical cost caps and work with the Department of Insurance to determine potential premium impacts, including conducting actuarial studies if needed

Written recommendations for legislative and regulatory cost-saving measures for automobile insurance consumers must be submitted to the General Assembly and Insurance Commissioner by January 30, 2026

Task Force consists of 21 members including legislators from both parties, the Insurance Commissioner, insurance industry representatives, healthcare professionals (orthopedic surgeons, chiropractors, physical therapists), trial lawyers, and consumer representatives

First meeting must be held by September 1, 2025, with the Task Force operating transparently and allowing public participation throughout deliberations