FL S0968

Association must provide written notice at least 30 days before referring a collection matter to an attorney or third-party debt collector, or the association cannot recover attorney's fees or costs.

Notice of delinquency must separately list each assessment or charge, include the date and principal amount of each item, list all collection fees and charges (interest, late fees) separately, and state the total amount due.

Unit owners have 20 days after receiving a delinquency notice before any restrictions or conditions related to delinquency can take effect, including restrictions on running for office, holding office, serving on committees, leasing the unit, or using common areas.

If a unit owner objects to the claimed amount within the 20-day period, restrictions or conditions cannot be enforced until the objection is resolved.

Notice requirements do not apply if the association has been in lien collection or foreclosure proceedings with the same unit owner within the preceding 12 months, effective July 1, 2010.