FL S2184

Prohibits insurers offering dialysis coverage for end-stage renal disease patients from requiring travel exceeding 30 minutes from the insured's home or from requiring a change in dialysis providers.

Prevents insurers from shifting primary reimbursement responsibility to other payers (Medicare, Medicaid, or governmental programs) during the coordination-of-benefits period.

Requires insurers to provide written notice by certified mail at least 12 months before implementing changes to covered services, network access, reimbursement, or patient liability for dialysis or related services.

Limits prior authorization requirements for dialysis services to no more than twice per year, with each authorization covering all necessary clinical treatment components prescribed by the patient's physician.

Applies these protections to group health insurance, blanket health insurance, franchise health insurance, and health maintenance contracts, with violations subject to Chapter 624 (Insurance Code); effective October 1, 2010.