FL S2508

Requires health insurance policies, HMOs, state medical assistance programs, state employee health plans, and managed care entities delivering coverage to Florida residents to provide benefits for colorectal cancer screening examinations and laboratory tests beginning January 1, 2011.

Mandates coverage of fecal occult blood tests (annual), flexible sigmoidoscopy (every 5 years), double contrast barium enema (every 5 years), colonoscopy (every 10 years), and screening strategies consistent with United States Preventive Services Task Force guidelines.

Covers individuals age 50 and older, and individuals under 50 considered at high risk for colorectal cancer based on family history, prior cancer experience, chronic digestive diseases, gene markers, or other predisposing factors.

Prohibits insurers from imposing deductibles or coinsurance for colorectal cancer screening that exceed annual deductibles for similar screening benefits and prevents patients and providers from facing burdensome coverage requirements.

Excludes policies covering only specified accidents, specified diseases, disability income, Medicare supplements, or long-term care insurance; effective July 1, 2010.