FL H0099

Exempts additional commercial insurance categories from rate filing requirements, including general liability, nonresidential property, nonresidential multiperil, excess property, burglary and theft, and fiduciary liability insurance.

Removes requirement for insurers to include total premium written in rate change notices to the Office of Insurance Regulation, while maintaining the 30-day notification requirement.

Changes record retention requirements from unspecified duration to 2 years after effective date of rate changes for actuarial data, and allows the Office of Insurance Regulation to require insurers to pay examination costs.

Expands exemption for commercial motor vehicle insurance from fleet-of-20-or-more requirement to all commercial motor vehicle insurance, with same notification, record retention, and examination cost provisions.

Eliminates authority for the Office of Insurance Regulation to require insurers provide all necessary information to evaluate rate changes, while maintaining examination authority under actuarial techniques.