FL S1252

Authorizes Division of Administrative Hearings to have final order authority in denying insurance agent and adjuster licenses for applicants with felony convictions who have met disqualifying periods.

Expands motor vehicle crash report requirements to include passenger information and complaints of pain or discomfort, and allows investigating officers to testify or provide affidavits about report contents.

Permits workers' compensation benefits to be paid via prepaid card with employee authorization, requiring at least weekly access without fees and point-of-sale purchases without charges.

Revises insurance licensure disqualifications to permanently bar applicants convicted of first-degree felonies, capital felonies, or felonies involving money laundering, fraud, embezzlement, or financial services crimes; establishes 15-year and 7-year disqualifying periods for other felonies and misdemeanors.

Changes insurance policy cancellation and nonrenewal notifications to require notice to "first-named insured" instead of "named insured" across workers' compensation, property, casualty, and motor vehicle insurance; establishes framework for captive insurers and imposes civil penalties of $5,000-$50,000 for fraudulent motor vehicle insurance claims.