FL S1882

Requires health insurers, corporations, and HMOs to provide coverage for telemedicine services (interactive audio, video, or electronic media for diagnosis, consultation, or treatment) delivered on or after July 1, 2011.

Prohibits insurers from excluding services from coverage solely because they are provided through telemedicine rather than face-to-face contact, and requires reimbursement on the same basis as in-person services.

Allows insurers to impose deductibles, copayments, or coinsurance on telemedicine services only if they do not exceed amounts required for equivalent face-to-face services.

Prohibits annual or lifetime dollar maximums specifically on telemedicine services (except aggregate limits applying to all covered services) and requires equal application of cost-sharing requirements across all covered services.

Effective January 1, 2012, makes eligible individuals with chronic conditions eligible for Medicaid health home services under the state plan or a waiver in compliance with federal law (42 U.S.C. § 1396w-4).