FL S0628

Establishes the "Florida Mortgage Collection Fairness Act" creating new prohibitions on mortgage collection firms, defined as attorneys/law firms representing foreclosure plaintiffs or persons providing debt collection services for residential mortgages.

Prohibits mortgage collection firms from offering false evidence in foreclosure proceedings, knowingly breaching bona fide mortgage modification agreements, or retaking residential property without judicial process unless the property has been abandoned for more than 30 days.

Classifies violations of these prohibitions as deceptive and unfair trade practices under Florida's Deceptive and Unfair Trade Practices Act, with violators subject to applicable penalties and remedies including reasonable attorney fees and costs.

Effective date: July 1, 2012.