FL S1356

Prohibits employers from using a job applicant's credit report or credit history to deny employment or determine compensation and employment terms, except in specific circumstances.

Allows credit report use only if the applicant has received a job offer and the employer has a bona fide purpose substantially related to the job, disclosed in writing to the applicant.

Establishes positions where credit checks are permissible, including managerial or supervisory roles, positions involving access to personal information or fiduciary responsibilities, and public safety positions such as law enforcement.

Exempts employers that are expressly required by federal or state law to check credit, financial institutions accepting federally-insured deposits, credit unions, state-chartered banks, and registered investment advisors.

Allows aggrieved persons to seek declaratory judgments and injunctions, recover actual damages plus attorney fees and court costs, and permits courts to require plaintiffs to post bond if actions are deemed frivolous or brought for harassment; effective July 1, 2012.