FL S1630

Authorizes licensed health insurance agents to solicit and sell interstate health insurance policies in Florida that are governed by laws of other states, provided they are underwritten by insurers authorized in Florida.

Requires interstate health insurance policies and applications to contain a conspicuous disclosure in at least 12-point bold type stating the policy is governed by another state's laws and does not comply with Florida Insurance Code provisions, including rating restrictions.

Exempts interstate health insurance policies from Florida form approval, rate approval, underwriting restrictions, guaranteed availability, and coverage mandates, though insurers must file forms and rates with the Office of Insurance Regulation for public website posting.

Allows domestic Florida health insurers not authorized in other states to adopt and sell interstate health insurance policies using filed forms and rates, or to sell policies issued by their subsidiaries or related corporations.

Exempts interstate health insurance policies from most Florida Insurance Code provisions while maintaining applicability of specific consumer protection, anti-fraud, and agent regulation statutes; effective July 1, 2012.