FL H0573

Requires Citizens Property Insurance Corporation to provide coverage for manufactured and mobile homes with minimum insured value of at least $3,000, including coverage for attached screened enclosures, carports, and roofed patios.

Limits coverage on mobile homes or manufactured homes built before 1994 to actual cash value rather than replacement costs.

Establishes quota share primary insurance agreements allowing Citizens Property Insurance Corporation to partner with authorized insurers to provide hurricane coverage at 50% and 90% coverage levels for eligible risks.

Specifies procedures for the Florida Mobile Home Relocation Trust Fund to distribute quarterly operating budget allocations and periodic payments to the Florida Mobile Home Relocation Corporation for relocation program expenses.

Requires applicants for Citizens Property Insurance Corporation coverage to sign acknowledgments confirming understanding of potential surcharges up to 45% of premium and emergency assessments, which may be due upon renewal, cancellation, or policy termination.