FL H0857

Prohibits health insurers authorized to transact insurance in Florida from canceling, limiting, denying coverage, or establishing premium rate differentials based on genetic information in the absence of a diagnosis related to that genetic information.

Prohibits health insurers from requiring or soliciting genetic information, using genetic test results, or considering a person's decisions or actions relating to genetic testing for any insurance purpose.

Defines "genetic information" as information from genetic testing determining the presence or absence of variations or mutations in an individual's genetic material that cause or are associated with increased risk of disease, disorder, or syndrome that is asymptomatic at time of testing.

Exempts the bill's protections from applying to life insurance, disability income, long-term care, accident-only, hospital indemnity, fixed indemnity, dental, and vision insurance policies and related underwriting or issuance actions.

Takes effect July 1, 2013.