FL S0100

Prohibits employers from using a job applicant's credit report or credit history to deny employment, determine compensation, or set terms and conditions of employment.

Allows credit report use only if the information serves a purpose other than hiring decisions, the employer has a bona fide job-related purpose, and the applicant received disclosure and gave permission.

Identifies positions with bona fide purposes including managerial/supervisory roles, positions with access to customer or employee information, fiduciary responsibilities, expense accounts, trade secrets access, or public safety roles.

Exempts employers required by federal or state law to check credit, financial institutions with insured deposits, credit unions, state-chartered banks, and registered investment advisors.

Allows aggrieved persons to obtain declaratory judgments and injunctions, recover actual damages and court costs, and permits courts to require plaintiffs to post bond if actions are found frivolous or harassing; effective July 1, 2013.