FL S0836

Creates definitions for "affiliate," "affiliated person," and "control" applicable to the Florida Insurance Code, including a presumption of control when a person owns 10% or more of voting securities.

Increases the threshold for acquiring controlling stock in domestic insurers from 5% to 10% and eliminates the disclaimer of affiliation option, instead allowing control presumptions to be rebutted through a disclaimer of control filing.

Requires insurers' annual statements to include an actuarial opinion summary and extends risk-based capital requirements to health maintenance organizations and prepaid limited health service organizations effective January 1, 2015.

Mandates that ultimate controlling persons of registered insurers file annual enterprise risk reports by April 1 identifying material risks to the insurance holding company system, with reports confidential and exempt from discovery.

Authorizes the Office of Insurance Regulation to participate in supervisory colleges with other state and federal regulators and assess reasonable fees on registered insurers for participation expenses.