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FL S1430

Bill

Status

Failed

5/3/2013

Primary Sponsor

Wilton Simpson

Click for details

Origin

Senate

2013 Regular Session

AI Summary

  • Amends homeowner's insurance law to require insurers to offer three coverage options instead of two before issuing a policy
  • Adds a new coverage option providing actual cash value adjustment for losses, rather than replacement costs
  • Maintains existing options for replacement cost coverage without law and ordinance costs, and replacement cost coverage with law and ordinance costs (limited to 25 or 50 percent of dwelling limit)
  • Clarifies that insurers are not required to offer the 25 percent law and ordinance option but must offer the 50 percent option
  • Effective date: July 1, 2013

Legislative Description

Homeowner's Insurance

Last Action

Died in Banking and Insurance

5/3/2013

Committee Referrals

Banking and Insurance3/7/2013

Full Bill Text

No bill text available