SB 1888 Summary

• Eliminates Florida's no-fault personal injury protection (PIP) insurance requirement effective January 1, 2014, replacing it with mandatory bodily injury and property damage liability coverage with increased minimum limits: $25,000/$50,000 for bodily injury and $10,000 for property damage.

• Increases financial responsibility limits for DUI offenders to $100,000/$300,000 for bodily injury and $50,000 for property damage, required for a minimum of 3 years.

• Authorizes use of electronic devices to provide proof of insurance to law enforcement officers and directs the Department of Highway Safety and Motor Vehicles to adopt implementing rules.

• Requires all motor vehicle insurance claims involving personal injury arising from a single accident to be brought together in one action rather than separately unless good cause is shown.

• Repeals multiple sections of the Florida Insurance Code relating to the no-fault law and PIP benefits, and requires insurers to notify policyholders of these changes by September 1, 2013.