FL H0331

Creates section 83.491 of Florida Statutes requiring written residential rental agreements entered into or renewed on or after January 1, 2015 to include a specific statement about tenant insurance coverage for personal property.

If insurance is required, the rental agreement must include a statement that landlords are generally not liable for personal property loss and that the tenant must purchase and maintain insurance from a company of their choice.

If insurance is not required, the rental agreement must include a statement that landlords are generally not liable for personal property loss but recommends the tenant consider purchasing insurance.

Requires the notice to be in type size equal to or larger than the majority of the agreement and must be separately initialed by the tenant; presumes agreements without the required notice do not require tenant insurance.

Prohibits tenants from suing landlords for failure to enforce insurance requirements and clarifies that persons are not deemed third-party beneficiaries of insurance purchase requirements; applies to leases governed by chapter 83, part II of Florida Statutes effective January 1, 2015.