FL S0324

Prohibits employers from using job applicants' credit reports or credit history to deny employment, determine compensation, or affect terms, conditions, or privileges of employment.

Allows credit report use only when employer notifies applicant, obtains permission, and has a bona fide purpose substantially related to the position.

Permits credit checks for positions involving managerial or supervisory duties, access to personal information, fiduciary responsibilities, expense accounts, trade secrets, or public safety roles.

Exempts financial institutions, credit unions, state-chartered banks, investment advisors, brokers, and employers required by federal or state law to check credit history.

Allows aggrieved persons to seek declaratory judgment, injunctive relief, and recover actual damages plus court costs; permits courts to require plaintiffs posting bond for frivolous actions.