FL S1278

Creates exemption from public records requirements for informal enforcement actions by the Office of Financial Regulation after investigation is completed or ceases to be active, with disclosure restrictions to protect financial institution safety, personal information, and investigative integrity.

Establishes exemption from public records requirements for trade secrets held by the Office of Financial Regulation that comply with Florida law, preventing disclosure that would harm business competitiveness or financial institution stability.

Defines "informal enforcement action" as a board resolution, document of resolution, or written agreement imposing corrective action programs on institutions when formal enforcement is deemed inappropriate.

Subjects both informal enforcement action and trade secret exemptions to the Open Government Sunset Review Act, with automatic repeal on October 2, 2019, unless the Legislature reenacts the provisions.

Establishes criminal penalties for willful disclosure of confidential information made exempt under this section, constituting a third-degree felony.