FL H0651

Creates section 83.491 of Florida Statutes requiring written residential rental agreements entered into or renewed on or after January 1, 2016 to include a specific statement about tenant insurance requirements for personal property coverage.

If insurance is required, the agreement must include a statement specifying that the landlord is generally not liable for personal property loss and that the tenant must purchase and maintain a tenant's insurance policy.

If insurance is not required, the agreement must include a statement advising the tenant that the landlord is generally not liable but recommending the tenant consider purchasing tenant's insurance.

Requires the notice to be in type size at least as large as the majority of the agreement and must be separately initialed by the tenant; an unwritten agreement or one lacking the required notice creates a presumption that insurance is not required.

Prohibits tenants from suing landlords for failure to enforce insurance requirements and specifies that tenants are not third-party beneficiaries of insurance requirements; applies only to residential leases under Florida Statutes chapter 83, part II, effective January 1, 2016.