FL H0731

Repeals requirements that small employer carriers offer standard, basic, high deductible, and limited health benefit plans, while removing provisions requiring semiannual reports to the Office of Insurance Regulation.

Creates a new section authorizing self-insured health benefit plans for small employers to use stop-loss insurance policies, with specific attachment point thresholds based on the number of employees and expected claims.

Makes conforming changes to cross-references related to health benefit plan definitions throughout Florida statutes (ss. 627.642, 627.6475, 627.657, 627.6571, 627.6675, 641.31074, and 641.3922).

Maintains guaranteed-issue requirements and fair marketing standards for small employer carriers while clarifying that standard and basic health benefit plans remain available options.

Effective date: July 1, 2015.