FL S1006

Clarifies that the Governor's consumer representative appointee to the Citizens Property Insurance Corporation's board is not prohibited from practicing certain professions if required or permitted by law or ordinance.

Requires licensed agents of the corporation to maintain an appointment with an insurer writing personal lines residential, commercial residential, or commercial nonresidential property coverage throughout their tenure as a corporation agent.

Permits corporations, reinsurers, reinsurance brokers, and modeling companies to use Citizens' policyholder information for underwriting analysis and take-out plan development, but prohibits direct solicitation of policyholders with such information.

Requires the corporation to revise take-out programs after January 1, 2016, to inform policyholders of insurer interest in assuming their policies, with uniform premium and coverage comparisons, and allows policyholders to limit solicitations to once per 6-month period.

Designates policyholders whose policies were taken out within 36 months as renewal policyholders if the new insurer's premium exceeded its estimate by more than 10 percent or raised rates beyond corporation allowances.