FL S1064

Prohibits contractors and subcontractors from adjusting insurance claims unless licensed as public adjusters, and voids any assignment of claim adjustment authority to unlicensed contractors.

Restricts public adjuster apprentices from soliciting contracts under general supervision only, and prohibits solicitation for natural disaster claims within 30 days of disaster declaration unless under direct supervision of a supervisory public adjuster.

Establishes that insurable interest does not survive assignment except when property is sold to a subsequent purchaser who acquires interest after a loss.

Allows property insurance policies to prohibit post-loss assignment of benefits and contractual rights, with exceptions for: assignments up to $3,000 for repair services, compensation to licensed public adjusters, and assignments to attorneys for property repair at policyholder direction.

Voids any post-loss assignments that violate the new restrictions on assignment of policy benefits; effective July 1, 2015.