FL S1250

Allows the Florida Automobile Joint Underwriting Association to cancel policies within 60 days for nonpayment of premium due to dishonored checks or rejected payments, while prohibiting insureds from canceling within 90 days except for vehicle destruction, ownership transfer, or purchase of replacement coverage.

Authorizes insurers to provide uninsured motorist coverage rejection forms electronically with electronic signature capability, requiring specific formatting with boldfaced headings and technology that preserves the form as an exact image and tracks any modifications.

Redefines the Medicare fee schedule application period for personal injury protection reimbursement to apply during the "service year" (March 1 through February 28) rather than the remainder of the calendar year, with the applicable schedule determined on March 1 of each service year.

Expands the preinsurance inspection exemption for new vehicles to include leased vehicles and allows insurers to require a bill of sale, buyer's order, lease agreement, title, or registration instead of the previous requirement for window stickers and dealer invoices.

Prohibits suspension of physical damage coverage during a policy term due to an insurer's option not to require documents, though claim payment may be conditioned on document receipt if the insurer requires documentation at policy issuance.