FL H0025

Creates section 624.27 of Florida Statutes to establish that direct primary care agreements are not insurance and are not subject to the Florida Insurance Code, including chapter 636 regarding prepaid limited health service organizations and discount medical plan organizations.

Exempts primary care providers and their agents from obtaining a certificate of authority or license under the Florida Insurance Code to market, sell, or offer direct primary care agreements.

Defines direct primary care agreement as a written contract between a primary care provider and a patient, legal representative, or employer for primary care services without indemnification for third-party services.

Requires direct primary care agreements to include written terms specifying the scope of covered services, monthly fees, termination provisions, refund policies, agreement duration, and disclosures that the agreement is not health insurance and does not satisfy minimum essential coverage under the Affordable Care Act.

Takes effect July 1, 2015, and provides that if any law was amended during the 2015 regular session, all such amendments shall be construed harmoniously.