FL S1118

Requires crash reports (both long and short forms) to include a statement indicating whether any driver was providing a prearranged ride or logged into a transportation network company's digital network at the time of the accident.

Establishes primary automobile insurance requirements for transportation network company drivers: $125,000/$250,000/$50,000 liability coverage while logged on or actively providing rides, and $25,000/$50,000/$10,000 coverage at all other times when under agreement with a company.

Mandates that transportation network companies maintain backup insurance covering drivers if the driver's personal insurance lapses or is insufficient, with coverage beginning at the first dollar of a claim.

Authorizes personal automobile insurers to exclude coverage for periods when a driver is logged onto or actively providing rides through a transportation network company.

Preempts all local ordinances and regulations regarding transportation network company insurance, establishing statewide uniformity under state law and Financial Services Commission rules; creates criminal penalties for drivers providing false statements about transportation network status in accident reports.