FL S0398

Reduces timeframe for associations to issue estoppel certificates from 15 to 10 business days after receiving written or electronic requests from unit/parcel owners, mortgagees, or their designees.

Requires associations to designate on their websites a contact person or entity with street or e-mail address for estoppel certificate requests and specifies delivery methods (hand delivery, regular mail, or e-mail).

Establishes standardized estoppel certificate forms with required information including assessment details, fees, violations, transfer approvals, and insurance contact information; certificates may be completed by board members, authorized agents, or management company employees.

Sets fee caps: $250 maximum for certificates when no delinquent amounts are owed, plus $100 additional fee for expedited 3-business-day delivery; $150 maximum additional fee when delinquent amounts exist; aggregate caps ranging from $750-$2,500 for multiple properties.

Specifies certificate validity periods (30 days for hand/electronic delivery, 35 days for mail); prohibits fees if association fails to deliver within 10 business days; requires fee adjustment every 5 years based on Consumer Price Index; authorizes prevailing party in enforcement actions to recover damages, attorney fees, and costs.