FL S1106

Prohibits life insurers and long-term care insurers from canceling, limiting, denying coverage, or charging higher premiums based on genetic information in the absence of a diagnosis related to that genetic information.

Prohibits life insurers and long-term care insurers from requiring, soliciting, or using genetic information and test results, or considering a person's decisions about genetic testing for any insurance purpose.

Adds definitions for "life insurer" and "long-term care insurer" to the genetic information protections statute, extending restrictions previously limited to health insurers.

Exempts accident-only policies, hospital indemnity or fixed indemnity policies, dental policies, and vision policies from these genetic information restrictions.

Applies to policies entered into or renewed on or after January 1, 2019, with an effective date of July 1, 2018.