FL H0879

Prohibits health insurers, life insurers, and long-term care insurers from canceling, limiting, denying coverage, or establishing premium rate differentials based on genetic information in the absence of a diagnosed condition related to that genetic information

Prohibits insurers from requiring, soliciting, or using genetic information, genetic test results, or considering a person's decisions or actions relating to genetic testing for any insurance purpose

Defines "genetic information" as information from genetic testing showing presence or absence of variations or mutations associated with disease risk, excluding routine physical examinations, chemical/blood/urine analysis unless purposefully conducted for genetic information, and family history questions

Exempts the bill's prohibitions from applying to underwriting and issuance of life insurance, disability income, long-term care, accident-only, hospital indemnity, fixed indemnity, dental, and vision policies

Applies to policies entered into or renewed on or after January 1, 2020, with the bill taking effect July 1, 2019