FL S0292

Creates new statutes (626.9202 and 627.444) requiring surplus lines and authorized insurers to provide insureds with a loss run statement within 15 calendar days of a written request.

Defines "loss run statement" as a report containing policy number, coverage period, number of claims, paid losses, and loss dates, excluding supporting claim file documentation and privileged materials.

Allows insurers to provide either a loss run statement directly or, for personal lines insurance, information on obtaining one at no charge through a consumer reporting agency.

Requires insurers to notify the agent of record when a loss run statement is provided and prohibits charging any fee for preparing and providing one loss run statement annually.

Specifies loss run statements must contain claims history for the preceding 5 years or complete history if less than 5 years old, with no requirement to provide loss reserve information; effective January 1, 2021.