FL S0736

Requires health insurers and health maintenance organizations (HMOs) to provide "reasonable reimbursement" to air ambulance services for covered emergency and non-emergency services provided to policyholders

Defines "reasonable reimbursement" as considering direct costs to provide air ambulance transport, operation of county air ambulance services in designated critical state concern areas, and in-network reimbursement rates—explicitly excluding the full amount of billed charges

Prohibits insurers and HMOs from reducing reimbursement except by applicable copayments, coinsurance, and deductibles owed by the patient

Protects patients from balance billing by establishing that full payment of their copayment, coinsurance, or deductible releases them from any additional claims by the air ambulance service or insurer

Contains a non-severability clause stating if any provision is invalidated, the entire law becomes void, and specifies the act does not apply retroactively or impair existing contracts