FL S1664

Creates personal property exemptions from legal process for medical debts owed to licensed facilities, including up to $10,000 in a single motor vehicle and up to $10,000 in personal property for debtors not claiming homestead exemption

Requires hospitals and licensed facilities to automatically provide good faith estimates of charges upon scheduling services or admission, rather than only upon request, and prohibits facilities from charging more than 110% of the estimate unless unforeseen circumstances are documented in writing

Mandates facilities establish an internal grievance process allowing patients to dispute charges, with instructions posted on websites and itemized bills, and requires initial response within 7 business days

Defines "extraordinary collection actions" including selling debt, reporting to credit bureaus, placing liens, foreclosing on property, garnishing wages, and commencing civil actions

Prohibits facilities from engaging in extraordinary collection actions until they determine patient eligibility for financial assistance, provide itemized bills, complete any grievance process, bill applicable insurers, and provide 30 days written notice via certified mail