FL S1576

Requires foreclosing mortgagees or their attorneys to provide a standardized "Notice to Homeowner" on the first page of foreclosure complaints for residential properties, including condominiums and cooperatives designed for one to four families.

Notice must be displayed in 14-point boldface type for the title and at least 12-point type for the body, beginning on the face of the first page directly below the complaint title.

Notice informs mortgagors they are at risk of losing their home, advises them to seek legal assistance, and directs them to information about bankruptcy relief, loss mitigation programs, and protection against foreclosure scams.

Failure to comply with notice requirements does not affect property title, create a private right of action against the lender, or allow sanctions against foreclosure parties.

Applies only to foreclosure proceedings commenced on or after July 1, 2021, with an effective date of July 1, 2021.