FL S1598

Deletes the $10 fee that consumer reporting agencies could charge for reissuing or providing a new unique personal identifier to consumers.

Prohibits life insurers from writing new policies of industrial life insurance beginning July 1, 2021, and redefines industrial class and ordinary-combination class insurers to reflect only existing policies.

Extends the public adjuster contract cancellation period from 3 business days to 10 days, requires specific disclosure language in 18-point bold type, and mandates written estimates within 60 days with itemized repair details.

Revises homeowner insurance claim procedures by requiring insurers to begin investigations within 14 calendar days, provide adjuster identification to policyholders, include notices with preliminary estimates and partial payments, and pay claims within 90 days with interest accrual if delayed.

Prohibits insurance agencies from using "Medicare" or "Medicaid" in their names, with existing agencies grandfathered until July 1, 2023, and adds grounds for license denial/suspension for exposing personal information and initiating solicitations outside 8 a.m. to 9 p.m.