FL S0468

Redefines "covered policy" under the Florida Hurricane Catastrophe Fund to include certain collateral protection insurance policies that cover personal residences, with coverage amounts based on the dwelling coverage, insurer notification, or homeowner request.

Revises workers' compensation audit requirements to apply annual physical onsite audits only to construction class policies with estimated annual premiums of $10,000 or more, rather than all construction class policies.

Authorizes public entity risk management associations, trusts, and pools to use communications media technology to establish a quorum and conduct public business meetings.

Allows licensed personal lines or general lines agents to solicit and sell home warranty contracts and service warranty contracts without requiring a separate sales representative license.

Makes multiple technical changes to insurance regulations including revising notification timeframes for premium increases, modifying hurricane deductible acknowledgment requirements, and clarifying assignment agreement definitions for post-loss benefits.