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FL S1926

Bill

Status

Failed

3/14/2022

Primary Sponsor

Linda Stewart

Click for details

Origin

Senate

2022 Regular Session

AI Summary

  • Requires mortgagees or assignees holding insurance proceeds during property damage repairs to notify the insured of every requirement they must fulfill for the proceeds to be released
  • Notice must be sent by written or electronic delivery no later than the 10th business day after the mortgagee or assignee endorses the check, draft, or other negotiable instrument for the proceeds
  • Insurance proceeds related to property damage or contents coverage must continue to be promptly deposited into a segregated account at a federally insured financial institution
  • Applies specifically to mortgage loans held by mortgagees or assignees subject to Part II or Part III of Florida's mortgage lending statutes (Chapter 494)
  • Effective date of July 1, 2022

Legislative Description

Disposition of Insurance Proceeds

Last Action

Died in Banking and Insurance

3/14/2022

Full Bill Text

No bill text available