FL H0237

Defines "witness" in the context of electronic notarization as an individual whose electronic signature is affixed to an electronic record to attest or subscribe to a principal's signature, applied retroactively to January 1, 2020

Amends assignment of rents law (s. 697.07) to add definitions of "mortgagee" and "mortgagor," require that a lien created by an assignment of rents be perfected against the mortgagor in addition to third parties upon recordation, and expand allowable expenses from collected rents to include HOA and condominium/cooperative association assessments

Exempts homeowners' associations and condominium/cooperative corporations from the assignment of rents provisions when they acquire title through lien foreclosure or collect rents from tenants under existing statutory authority

Expands the finality of foreclosure judgment statute (s. 702.036) to cover foreclosure of "other liens" in addition to mortgages, and requires courts to award reasonable attorney fees to the prevailing party when a lienholder claims superior priority to challenge a final foreclosure judgment

Removes the exclusion of owner-occupied residential real estate from the order-to-show-cause procedure in foreclosure actions (s. 702.10), while maintaining a separate provision that the subsection does not apply to owner-occupied residences with a rebuttable presumption based on homestead exemption status