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FL H1191

Bill

Status

Failed

3/8/2024

Primary Sponsor

Insurance & Banking Subcommittee

Click for details

Origin

House of Representatives

2024 Regular Session

AI Summary

  • Extends the existing prohibition on assignment of post-loss insurance benefits to residential and commercial property insurance policies issued by eligible surplus lines insurers on or after July 1, 2024
  • The existing prohibition on post-loss benefit assignments already applied to policies issued by authorized insurers on or after January 1, 2023; any attempt to assign such benefits is void, invalid, and unenforceable
  • Preserves exceptions for assignments to subsequent property purchasers with an insurable interest, powers of attorney granted to management companies/family members/guardians, and liability coverage under property insurance policies
  • Amends section 627.7152, Florida Statutes, governing assignment agreements
  • Effective date is July 1, 2024

Legislative Description

Assignment of Benefits for Surplus Lines Insurers

Last Action

Died in Judiciary Committee

3/8/2024

Committee Referrals

Judiciary1/26/2024
Insurance And Banking Subcommittee1/13/2024

Full Bill Text

No bill text available