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FL H0147
Bill
Status
Introduced
1/14/2025
Primary Sponsor
Commerce Committee
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AI Summary
- Exempts e-mail communications from the existing prohibition on debt collectors contacting debtors between 9:00 p.m. and 8:00 a.m. in the debtor's time zone, on the grounds that e-mail is less invasive and disruptive than telephone calls
- Amends s. 559.72, Florida Statutes, which lists prohibited practices in consumer debt collection, including simulating law enforcement, using threats or violence, harassing debtors, and communicating with a debtor's employer before obtaining a final judgment
- Reenacts multiple related statutes (ss. 559.565, 559.725, 559.77, 648.44, and 817.7001) to incorporate the amendment by reference, preserving enforcement actions, consumer complaint procedures, civil remedies (including up to $1,000 in statutory damages per violation), and bail bond agent prohibitions
- Takes effect upon becoming law
Legislative Description
Prohibited Practices in Consumer Debt Collection
Last Action
Laid on Table, companion bill(s) passed, see CS/CS/SB 232 (Ch. 2025-23)
4/29/2025
Committee Referrals
Commerce Committee3/20/2025
Civil Justice and Claims Subcommittee3/10/2025
Insurance And Banking Subcommittee1/22/2025
Full Bill Text
No bill text available